CCG is Your Best Source for FirstData Clover POS Systems

When it comes to all-in-one retail systems that you can quickly set up, take payments, and manage just about all of your customer and employee needs, we’re pretty psyched about FirstData’s family of Clover point-of-sale (POS) systems.

Clover POS systems make running your business a breeze.
You can take orders and accept payments from just about anywhere, and you can accept every kind of credit, debit, and gift cards, as well as NFC and mobile wallets. Offer digital receipts and one-touch tipping. Easily process refunds, returns, and exchanges. Enable online ordering and contactless payments for faster, safer transactions and greater customer satisfaction. You can even set up automatic tax rates to be applied to all your sales.

Keep Customers Coming Back
In these days when it’s harder to make a real connection with customers, Clover systems help you get to know your customers better. Automatically generate customer profiles with contact info, birthdays, and order histories. Communicate with your customers privately and get firsthand feedback on their experience quickly and privately. Make announcements, send custom promotions, and marketing campaigns via email, text, or the Clover app.

Oversee Your Whole Staff
When it comes to managing your staff, Clover systems let you anticipate busy times on a daily, weekly, or monthly basis so you can manage shifts and schedules. Set individual employee permissions based on your team’s structure and responsibilities, and view employee sales, tips, and refunds so you keep on top of register activity. And since Clover doesn’t charge per employee, you can make it available to your whole team.

Why Use Commonwealth When Selecting a Clover POS System?
As a smart consumer, you may be wondering why you would purchase your Clover POS system through Commonwealth Consulting Group versus going direct with FirstData. We’re glad you asked! First and foremost, our costs are lower so we can most likely offer you better pricing on equipment, but there’s no replacing the prompt and knowledgeable local service we offer at CCG. We’re always available to walk you through the process of making sure you have the right system for your busy needs and that you are using the system you purchase effectively.

Have we piqued your interest? Give us a call at 800-866-3944 and we’ll be happy to help you find the Clover POS system that is perfect for your business.

 


Cash Discounting in A Credit Card World

A savvy merchant knows that being able to accept credit cards from customers is a lucrative part of doing business. The sobering reality of the credit card processing world is that fees associated with swiping credit cards are costly. If implemented correctly, cash discount programs can significantly reduce or eliminate credit card processing fees.

What is Cash Discounting?
Cash discounting is when a business offers a discount to customers who pay by cash, check, or with a pin-based debit card instead of paying with a credit card. Many merchants are exploring cash discount programs with increased enthusiasm as they see a potential to use these programs to negate payment processing fees. Cash discount programs are legal in all 50 states per the Durbin Amendment (part of the 2010 Dodd-Frank Law) which states that businesses are permitted to offer a discount to customers as an incentive for paying with cash.

Cash Discounting Vs. Surcharges
What is a surcharge? A surcharge is when a business posts cash prices, then charges additional fees at the register for processing credit cards. Business owners must be careful not to confuse cash discounting with surcharges, which are illegal in some states. Pin debit card and check card surcharges are illegal in all states. Merchants must post prices for a product or service, then cash discounts come into play when a customer using cash pays less than the posted price. A true cash discount program does not add any fees or surcharges at the time of purchase.

Contact Commonwealth Consulting Group to explore cash discounting as an option for your business. We are knowledgeable in the areas of surcharge rules and requirements and will help you create a program to minimize confusion for your customers, keep your business industry compliant, and, most importantly, save you money.